Independent, evidence-based portfolio strategy for sophisticated families and individuals across the Asia-Pacific. Fee-only. Fiduciary by principle.
We don't predict markets. We architect portfolios designed to perform across cycles, withstand drawdowns, and minimize friction.
Strategic asset allocation is responsible for ~90% of portfolio variance. We architect, document, and rebalance — we don't time markets or chase narratives.
A 1% annual fee compounds to a ~25% reduction in terminal wealth over 30 years. Our work is to identify and eliminate frictions you didn't know you were paying.
Returns you keep, not returns advertised. Asset location, harvest strategy, and cross-border efficiency define long-term outcomes more than security selection.
Every engagement begins with a Discovery — your objectives, constraints, and existing architecture. We then deliver a written plan you own, not a product we sell.
Long-term policy portfolio aligned with your liability stream, time horizon, and risk capacity. Reviewed annually.
Diagnostic of current holdings — overlaps, hidden costs, factor exposures, currency mismatch. Written report with recommended actions.
Asset location across taxable / superannuation / family trust accounts. Tax-loss harvest playbook tailored to AU jurisdiction.
For families with assets across AU / SG / HK / mainland China. Currency, residency, and inheritance considerations integrated.
Investment Policy Statement, decision rights, generational transition, and family communications protocol.
Confidential review of advice received from banks, brokers, or other advisors. Conflicts and biases identified.
"The investor's chief problem — and even his worst enemy — is likely to be himself."— Benjamin Graham
We accept a limited number of engagements each year to ensure depth. Initial consultations are private and at no cost.